Personal Insurance is about supporting your household’s finances in the event of an illness, accident or death.

30 years ago the trend was to buy life insurance. If we got sick, the technology generally wasn’t available to help us recover. Nowadays serious illnesses such as cancer and heart disease are on the rise, but thanks to advances with medical technology we are statistically catching illnesses earlier and recovering from them.

This is pushing life expectancy higher, so the need for death cover (life cover) is now behind the need for living covers. Going through treatment and rehabilitation, while painful, is only half the story. The other half is the significant financial impact of losing your income for a prolonged period of time.